Rajouri May,20: District Development Commissioner Rajouri, Mohammad Aijaz Asad, today chaired District level Review committee Meeting of bankers to review the progress achieved under targeted schemes launched by the banks in collaboration with the line departments for the quarter ending March 2019.
The lead bank manager, Officers of the concerned departments, representatives from RBI, Cluster Head of J&K Bank and District Coordinators of various Banks operating in the district attended the meeting.
The meeting discussed in detail progress and achievements made by the Banks in the implementation of various government-sponsored schemes.
Giving details about the performance of Banks, District lead bank Manager informed the participants that total credit deposit from all the banks operating in the district ending quarter March 2019 stands at Rs 4082.76 crores and the advances are to the tune of 1434.03crores. The Credit Deposit Ratio at the end of June 2018 stands at 35.12 percent.
The meeting was informed that under the financial literacy programme conducted by rural branches to aware the rural population about the financial inclusion and other schemes the banks have conducted 136. Against ba target of 126 such awareness camp.A total of 1765 persons participated in these camps.
The meeting was informed that under RSETI, 345 candidates have been trained during this financial year, out of which 132 candidates have been self financed.From June 2018 till now 304 number of settlement have been made.
A threadbare discussion was done regarding the progress under the Govt. sponsored schemes like PMEGP, KVIB, ACC of handicrafts, MCP of handloom Department NULUM, NLRM, dairy entrepreneurship development schemes Prime minister weaver mudra yojana SGH under NRL and NULM. The officers’ implementing these schemes raised some important issues regarding the timely disposal of cases by the bank, dossier of formalities for the entrepreneur claiming loan up to 5 lakhs.
Regarding the progress of the KCC scheme,the total amount sanctioned is 35330.35lakhs and the amount disbursed stand at 31272.43 lakhs.
While taking note of DIC,it was informed that 179 cases were sponsored out of which 68 were sanctioned and 57 cases amounting 450.01 lakhs have been disbursed till date.
Similarly on KVIB 169 Cases were sponsored,out of which 85 were sanctioned and 80 cases amounting 469.50 lakhs have been disbursed so far.
Under Diary Entrepreneurship development scheme,282 cases were sponsored out of which 144 were sanctioned and 135 have been disbursed so far .
under KVIC 104.30 lakhs have been disbursed for 14 sanctioned cases.
On the occasion, the DDC directed the banks and department to work in close coordination and hold joint awareness camps about sponsored schemes and eligibility norms.
DDC also directed the bank and the government officers to attend the Block level bankers meeting regularly to sort out the issues.
DDC urged for the outcome based meetings and asked the district lead manager to provide the checklist to the concerned department so that the issues related to the documentation .
DDC also directed the project officer DUDA , representative bod Oriental Bank for organising camps to aware public about the schemes they are implementing.